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Garden State Home Loans (GSHL) prides itself on delivering a customer experience that completely separates us from every other mortgage company in the country when it comes to obtaining a home loan. Here at GSHL we are fully dedicated to making the mortgage process as pleasant as possible for all of our customers. This all starts with our people. GSHL is staffed with hardworking, responsive, detail-oriented, well trained experts at each position throughout the company. This is the foundation of what makes the GSHL "Experience" unique. When you combine that with the industry's lowest rates and closing cost, you really start to understand why our customers provide overwhelming positive reviews and feedback after they complete the mortgage process with GSHL. Here at Garden State Home Loans, we believe "The Experience is the Difference!"

Today's Mortgage Rates
Loans up to $417,000
30 Year Fixed 3.625 3.626
20 Year Fixed 3.5 3.591
15 Year Fixed 2.875 2.879
ARM Rates
5 Year ARM 2.625 2.626
7 Year ARM 2.99 2.991
10 Year ARM 3.375 3.591
Government Rates
FHA & VA Rates
30 Year Fixed 3.25 3.296
15 Year Fixed 2.875 2.876
5 Year ARM 2.625 2.751
HARP Rates
30 Year Fixed 3.75 3.751
20 Year Fixed 3.625 3.626
15 Year Fixed 2.99 2.991








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2091 Springdale Road
Suite 16
Cherry Hill, NJ 08003
(609) 216 7912 (Direct)
(866) 709 2265 (Fax)
NMLS ID: 473163 - Licensed Mortgage Broker
NJ Department of Banking and Insurance
Pennsylvania Department of Banking and Securities
Connecticut Department of Banking
Office of the State Bank Commissioner of Delaware

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