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What Customers Are Saying…

My experience with GSHL was fantastic (lowest interest rate, easy, fast, inexpensive). I have gone through more than a dozen mortgage transactions in my life, and this was easily the best. Give them a try - you will be happy you did!- Kevin S
Straightforward, no nonsense, excellent guidance and honest service. Highly recommend.- Dina O.
I really want to thank you for all the help and support you and your team have provided me during my refinance process. It has been the smoothest financial transaction that I have had in my life so far:) Not only I got the best possible rate but at every step right from the initial loan estimate to the final close you and your team were there to guide and support me. I will totally recommend you to all my friends.- Anand G.
This is second time I have refinanced with Garden State. They are very professional and well organized. They make process very simple. I believe they give very competitive rates.- Shyam N.

At Garden State Home Loans We Are

we pride ourselves on delivering a mortgage experience that separates us from every other mortgage company.



We make the home loan process quick and easy.



No surprises! We will communicate every step of the way.



Your sensitive personal information is safe with us.



Available 7 days a week to answer questions.



At GSHL we offer free, accurate rates.



We will get you the best rates possible.

Get Your Low Rate Now

It’s fast and easy – and it can be done entirely online.