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Our Mission
Our mission is to be the home financing partner that you trust to serve your family, friends and community. Our commitment is to deliver a personalized mortgage lending experience by going above and beyond to make sure all your needs are met. At Garden State Home Loans, we believe “The Experience Is The Difference”.

About

Garden State Loans

Garden State Home Loans (GSHL) prides itself on delivering a customer experience that completely separates us from every other mortgage company in the country when it comes to obtaining a home loan.

This all starts with our people.  Garden State Home Loans is staffed with hardworking, responsive, detail-oriented, well trained experts at each position throughout the company. This is the foundation of what makes the GSHL “Experience” unique. When you combine that with the industry’s lowest rates and closing cost, you really start to understand why our customers provide overwhelming positive reviews and feedback after they complete the mortgage process with GSHL. There’s a reason why Garden State Home Loans is Accredited with the Better Business Bureau with an A+ rating.  Here at Garden State Home Loans, we believe The Experience is the Difference!”

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FAST

Instant quotes and quick closing times

COMPETITIVE

We will get you great rates

RESPONSIVE

Available 7 days a week 

HONEST

We offer FREE true rates and communicate every step of the way

SECURE

Sensitive personal information is safe with us

Our Story

For almost a decade, Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in six states and counting.

We create an experience that is incomparable. GSHL prides itself on delivering a customer experience that completely separates us from every other mortgage company in the country when it comes to obtaining a home loan.

We are one team, with one mission and one vision, committed to providing high quality service combined with some of the lowest mortgage rates available.

LICENSED IN CT, FL, MI, NY, NJ, & PA

Available 24/7

Our site is available nights and weekends, not only during bankers’ hours

Instant Loan Estimate

Don’t wait three days to know what you’ll owe. We’ll give you a Loan Estimate in seconds

Radical transparency

Our online portal allows you to see exactly where you are in the process every step of the way.

Competitive

We’re trying to get you into the best loan possible to meet your needs, not to reach our bottom line. Don’t believe us? Google us!

No bait-and-switch

We’re not like cell phone companies who charge you a fee at the end of the process to hook it all up. No hidden fees. No BS.

20,000+

Successful Applications

21.3 Days

Average Turn Time

$4,000,000,000+

Total Funded Loan