Having a good credit score is essential for getting a good mortgage rate. Before purchasing a home, make sure you have started to build your credit and that it is in a good place. Here’s how to start building your credit to put you in an optimal position. How to... read more →
Jan
08
Jan
08
Garage Apartment A garage doesn’t have to be used for cars or for storage. You can turn your garage into an apartment. Here’s how to turn your garage into an apartment. Get clearance Before you begin any project, you have to make sure that the remodeling you’re doing is legal!... read more →
Jan
08
Let's look at the advantages of Owning vs Renting. Purchasing real estate is a big decision that shouldn’t be taken lightly. It’s likely one of the biggest purchases you’ll make in your lifetime. Just because it can be a daunting task, doesn’t mean it won’t be worth it! Let’s take... read more →
Dec
28
It’s the perfect time to learn about the current New Jersey mortgage rates that are at all time lows after the COVID-19 outbreak. Those looking to buy a home may have fewer options available now than were available in February. In today's housing market, mortgage rates and affordability aren’t the... read more →
Dec
28
In the Garden State and looking for some thrills? Look no further. These 5 spooky haunted houses will have you running and screaming in no time. A List of Haunted Houses in New Jersey Imlay Mansion, Allentown Commissioned in 1790 by a congressman, the Imlay Mansion has a complicated history.... read more →
Dec
28
It can be tough to obtain the best home loan with options for many South Jersey home loan companies. For us at Garden State Home Loans, we believe in providing the most knowledgeable minds to the customer for the best experience in the country. The quality of experience you'll find... read more →
Dec
28
Garden State Home Loans continues to be among the top reviewed South Jersey mortgage companies. Located in Cherry Hill, our mission is to be the home financing partner that you trust to serve your family, friends, and community. Though we've expanded our footprint over the years (currently licensed in six... read more →
Dec
28
For New Jersey home modification and refinancing, Garden State Home Loans provides the best experience. We have a local office with a focus on NJ clients. Our office is dedicated to providing clients with the best tools for their New Jersey home modification and refinancing plans. There’s no better... read more →
Dec
28
For accurate and convenient New Jersey home loan rates, Garden State Home Loans has the tools for you. Founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our locations over the years, stretching our services to five states and counting. Staffed with hardworking, responsive, detail-oriented, well... read more →
Dec
28
Garden State Home Loans is the professional team to call for New Jersey home loan information. Our office is based in Cherry Hill, and we’re dedicated to the best service for both New Jersey buyers and residents interested in refinancing. We offer the lowest industry rates and closing costs, and... read more →
Dec
21
Christmas is right around the corner, and we've officially finished collecting donations for the Marine Toys for Tots Foundation! Each year, we make sure that our boxes are filled with toys for children around Burlington County. As many families are experiencing financial strain due to COVID-19, we're more determined than... read more →
Nov
28
What started as a campaign by American Express became a national holiday when the United States Senate began recognizing the Saturday after Thanksgiving as Small Business Saturday in 2011. Within the midst of Black Friday and Cyber Monday, Small Business Saturday aims to support local American businesses during the holiday... read more →
Nov
27
Giving back to the community is high on our priority list at Garden State Home Loans. Since 2017, we've made it our mission each year to provide families in our surrounding communities with Thanksgiving dinner. To see our goal achieved this year, we partnered up with Ray Moorhouse Group and... read more →
Nov
11
The health and safety of our clients and employees is of the utmost importance to us at Garden State Home Loans. As COVID-19 cases begin to once again surge across the country, we want to remind everyone of the safety measures we have in place as we conduct essential services... read more →
Oct
21
Garden State Home Loans is your local and trusted choice for New Jersey home loan refinancing. From our office in Cherry Hill, we find the best refinancing rates for homeowners throughout the state. We keep our focus solely on New Jersey home loans, and providing our customers with a personalized... read more →
Oct
21
For Sale By Owner (FSBO) There are a few options when selling a home and one of those options is to sell it by yourself, or For Sale By Owner (FSBO). FSBO is a home that is being sold by the owner, without help from an agent. The benefit to... read more →
Oct
21
What is an HOA and how will it affect your quality of living? If you are buying a condo, townhouse, or free-standing home in a neighborhood with amenities such as a shared swimming pool, tennis courts, or parking garages, odds are that there will be a homeowner’s association (HOA). What... read more →
Oct
13
Q: What is the purpose of this fee? A: The Federal Housing Finance Agency (FHFA) announced that qualifying refinance transactions sold to Fannie Mae and Freddie Mac will be charged a 0.5% fee in order to recover from COVID-19 losses. Q: Why is the fee showing up on October 9,... read more →
Aug
24
School is right around the corner, and it’s no secret that things might be a little different this year. With many schools making the call to go completely virtual this fall, parents are left wondering how they’re going to create a classroom-like environment in their home. The answer to that... read more →
Jul
20
With a limited supply of houses and a large pool of buyers, its no surprise that bidding wars are becoming standard procedure. As a result of this, buyers must constantly be on their toes to ensure that the home of their dreams doesn’t slip through their fingers. While preparing to... read more →
Jul
14
Homebuying is a two-way street. Not only are you looking for the perfect home, but sellers are also looking for the ideal buyers. If you're unaware of proper buyer etiquette and what to keep private from the seller agent's knowledge, then keep reading. These six tips will help you navigate... read more →
Jul
02
Buying a house can be a stressful experience that often throws unexpected curve balls. You'll likely come across numerous suggestions telling you what to do when buying a home, but what about the things you shouldn't be doing? Whether you're familiar with the home purchasing process or not, these 6 tips... read more →
Jun
30
Throughout COVID-19, the Garden State family continues to grow in size. Since the start of the COVID-19 crisis, Garden State has welcomed 11 new members to the team. Despite navigating these unprecedented conditions that are a challenge for everyone, we still aim focus on the most important goal: Customer satisfaction.... read more →
Jun
25
Apr
22
These days, our initials (GSHL) have a different meaning. Give Super Heroes Lunch. To show our support for local businesses and our heroes through COVID-19, we will be providing lunches twice a week from local restaurants to our essential employees. To date, we have been able to provide lunches to... read more →
Apr
06
Mar
18
There have been a lot of calls and emails regarding the Federal Tax Cut and what the markets are doing. We understand that the topic can be confusing, which is why we tried to break it down into simpler terms. Here's what you need to know: First things first, Mortgage... read more →
May
31
Stephen Oliver Joins Garden State Home Loans Cherry Hill, NJ, May 28, 2019. Garden State Home Loans is pleased to announce that Stephen Oliver has joined the company as a Mortgage Loan Officer. Bringing several years of experience, vitality, and excitement to the position, Stephen Oliver comes to Garden State Home... read more →
May
22
Before beginning a painting project, it’s important to ask the potential company you are hiring questions about their business. Here are some critical questions to ask your painting company to help you decide the correct company for you. Do you require payment upfront? While there isn’t a right answer... read more →
Apr
30
Pay attention to curb appeal First impressions are important! The first thing a potential buyer sees is the front of your house, so make sure that the first impression they get is a good one! Clean off the dead leaves and debris from your lawn and make sure there isn’t... read more →
Apr
09
Small closets can be annoying. While it’s hard (or near impossible) to change to space your closet allows you, there are ways to make your closet seem larger. Here are seven tips to make your small closet space work for you. Add a fresh coat of paint – and a... read more →
Mar
08
10 Tips to Get Your Home Ready for Spring With spring right around the corner, it’s time to get your house ready for the season change. Here are some things that will help you get your home ready for spring. Test smoke alarms While this isn’t just a task for... read more →
Feb
07
Living Coral: The 2019 Color of the Year For the past twenty years, PANTONE has chosen a color of the year. This color influences product development and purchasing designs in multiple industries. Each year, PANTONE's color experts look for new color influences in areas such as the entertainment industry, all areas... read more →
Feb
05
How to Organize like Marie Kondo If you haven’t heard, there’s a new way to tidy up that’s sweeping the nation. The KonMari method, originated by Marie Kondo, is a minimalism-inspired approach to keeping a tidy home by tackling your stuff category-by-category rather than room-by-room. When following the KonMari method,... read more →
Feb
01
Here are some tasks you should tackle in February to keep your home in the best shape. Clean entryway floors If you’re familiar with cold winters, that probably means you’re also familiar with road salt and snow getting tracked into your home. This can mean that your entryway floor can... read more →
Jan
25
Quick Tips to Keep Your Living Room Organized Your living room is often the first room that a guest will see and is often where guests will sit. However, as it’s often the place where most people are sitting, it’s not uncommon for it to get cluttered. Clear away the... read more →
Jan
23
Six Things a Moving Company WON'T Move Moving companies can be very helpful, especially to those who have a lot to bring to your new home. However, there are a few things that they might not be able to move. Unsealed personal care products Any unsealed products, such as lotions,... read more →
Jan
03
January Home Maintenance Every month brings new challenges you have to face in your home. Here are some things you should tackle in the month of January to keep your house in tip-top shape. Clean up the holidays Unfortunately, January brings with it the end of the holiday season, which... read more →
Dec
21
Four Last Minute Christmas Gifts Christmas is rapidly approaching, which means it’s time to get all your gifts finalized. If you’re struggling to get ideas for those last people on your list, here are some things that can help you win the “best gift given” prize. An e-reader An e-reader... read more →
Oct
15
How to Hold a Title A title provides proof of ownership on a property, in addition to a physical description of the property. It will also have any liens that are on the property in certain situations. There are four different ways that you can hold a title. Sole ownership... read more →
Sep
14
On Wednesday, September 12th, the Garden State Home Loans staff took on Bury the Hatchet. Bury the Hatchet is a fun-filled group activity, that allows you to throw axes at a target! After the workday, the staff took off to Bury the Hatchet. After a safety talk and a few... read more →
Mar
05
Cleaning Your Ceiling Fan One thing that often gets forgotten about during the home cleaning process is the ceiling fan. Many people are too focused on collecting dust on the ground that they neglect to clean up the dust above their heads! Here are two easy ways to get your... read more →
Mar
02
What to Purchase for Your New Home Buying a new home can be a tedious task, even after you get the home. If you are a first-time homeowner, you are now faced with the decision to purchase furniture to furnish your whole home. If this task seems daunting, here are... read more →
Mar
01
How to Brighten a Room Some rooms just aren’t as light as others. To brighten your room, follow these steps. Opt for matte paint You may think that a glossy paint finish does a better job of brightening your room, but it’s the opposite! Glossy walls create a glare, which... read more →
Feb
28
In order to get pre-approved for a mortgage, a mortgage lender will need to verify your income and assets. This will help to determine how much of a mortgage you can afford. It will also help determine what your interest rate will be. What is Verification of Income? A mortgage... read more →