Buying Archives | Page 3 of 5 | Garden State Home Loans | NJ

How to Make A Budget

No matter if you’re earning three figures, have a variable income, or are living paycheck to paycheck, budgeting is important.... read more →

Debt-to-Income Ratio

Debt-to-income ratio (DTI) is a personal finance measure that compares your debt payment to you overall income. DTI is a... read more →

The Closing Agent

A closing agent is an impartial third party that deals with the final details of a mortgage transaction. As such,... read more →

What is PMI?

What is PMI? Private Mortgage Insurance (PMI) is an insurance policy that protects lenders against loss if borrowers stop paying... read more →

Mortgage Overlays

Mortgage overlays are company specific rules that a lender must follow. These are on top of the published guidelines for... read more →

Should You Escrow?

One of the most important decisions when buying a house is how you will pay your insurance and property taxes... read more →
VA loans benefits

Benefits of a VA Loan

The Veteran's Administration loans, or VA loans, are a home-mortgage option available to veterans, current or former members of the... read more →
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