Having a good credit score is essential for getting a good mortgage rate. Before purchasing a home, make sure you... read more →
Subprime vs Prime Mortgages There are two major categories for loans for borrowers, prime mortgages and subprime mortgages. Subprime mortgages... read more →
Have you recently reviewed your credit report and discovered errors? Is the wrong name or address listed in your report?... read more →
Is it possible to refinance a mortgage with a low credit score? Answer: Yes. The downside, however, is that you... read more →
How to Obtain a Mortgage with Low Income and Good Credit Purchasing a home is a considerable investment. While purchasing... read more →
Define: credit utilization Definition: Credit utilization is the comparison between the amount of credit available and the amount currently used.
In a dramatic shift away from traditional monetary practices, FICO and the top credit rating agencies - Experian, Equifax, and... read more →