Co-founder and CEO of Garden State Home Loans Justin DeJoseph has worked in the mortgage industry fo
Justin DeJoseph
President & CEO
Chris Pell has worked at Garden State Home Loans since it was established in 2011 and is currently t
Chris Pell
Chief Operating Officer
Joseph Cicali, Garden State Home Loans’ Chief Strategy Officer, began his career in the mortgage i
Joseph Cicali
Chief Strategy Officer
Matthew Boyce is a Vice President and partner of Garden State Home Loans with 17 years of experience
Matthew Boyce
Vice President
Matthew Prizzi is a Managing Partner and Vice President at Garden State Home Loans. With over 15 yea
Matthew Prizzi
Vice President
Michael Farah has been with Garden State Home Loans since 2017. Michael is responsible for overseein
Michael Farah
Vice President, Operations
Trey Rock, Garden State Home Loan’s Vice President of Production, oversees all loan originations.
Trey Rock
Vice President, Production
Joshulyn Kitchens is Garden State Home Loans’ Human Resources Manager. With seven years of combine
Joshulyn Kitchens
Human Resources Manager
Sharon Hudnall serves as Garden State Home Loan’s Compliance Manager. A 25-year veteran of her fie
Sharon Hudnall
Compliance Manager
President & CEO
Justin DeJoseph
Co-founder and CEO of Garden State Home Loans Justin DeJoseph has worked in the mortgage industry for 17 years. Justin oversees all operations of Garden State, ensuring that every department runs smoothly. With the help of his entire team, Justin has been able to push Garden State to become a national leader in mortgage lending while only being licensed in six states.
- 609.681.2636
- jd@gardenstateloans.com
- 2091 Springdale Rd Ste 16, Cherry Hill, NJ 08003
Chief Operating Officer
Chris Pell
Chris Pell has worked at Garden State Home Loans since it was established in 2011 and is currently the Chief Operating Officer. Having earned 17 years of experience in the mortgage industry, Chris plays a vital role in the day-to-day operations of Garden State. Some of his duties include overseeing processing and pre-underwriting.
- 609-681-2635
- cpell@gardenstateloans.com
Chief Strategy Officer
Joseph Cicali
Joseph Cicali, Garden State Home Loans’ Chief Strategy Officer, began his career in the mortgage industry in 2001. At Garden State, Joseph is dedicated to maintaining excellent customer-relationship management. He is constantly striving for improvement by implementing new strategies and technology for the company to provide the best experience possible for our customers. Joseph also formerly served as CEO for ARIVE, a loan origination platform created for independent mortgage brokers.
- 856-441-3665
- jc@gardenstateloans.com
Vice President
Matthew Boyce
Matthew Boyce is a Vice President and partner of Garden State Home Loans with 17 years of experience in the loan industry. Acting as a liaison for realtors and loan officers, Matthew has helped Garden State to build its excellent realtor network to where it is today. Matthew is also a certified VA Loan Trainer. Matthew’s NMLS # is 218534 and is licensed in New Jersey and Pennsylvania.
- (856) 353-3116
- mboyce@gardenstateloans.com
Vice President
Matthew Prizzi
Matthew Prizzi is a Managing Partner and Vice President at Garden State Home Loans. With over 15 years of experience in the loan industry, Matthew closely monitors the purchasing end of loan originations, while growing the referral business within the Tri-State regions. Outside of Garden State, Matthew commits his time to TCP Mulligan Coalition, the non-profit organization he started in honor of his late brothers. TCP Mulligan Coalition is dedicated to supporting those affected by mental illness and substance abuse. Matthew’s NMLS # is 136120 and is licensed in New Jersey, Florida, and Pennsylvania.
- (609) 534-2541
- mprizzi@gardenstateloans.com
Vice President, Operations
Michael Farah
Michael Farah has been with Garden State Home Loans since 2017. Michael is responsible for overseeing the closing department at Garden State and works as a liaison for the title company. He also works closely with our CSO Joseph Cicali in creating and executing strategies to improve our customer-relationship management.
- (856) 353-3115
- mfarah@gardenstateloans.com
Vice President, Production
Trey Rock
Trey Rock, Garden State Home Loan’s Vice President of Production, oversees all loan originations. Trey specializes in refinancing, with five years of experience and an MLO certification under his belt. Passionate about ensuring that Garden State customers are treated fairly and respectfully, Trey carries our core value of transparency onto the sales floor every day. Trey’s NMLS # is 1463430 and is licensed in Connecticut, Michigan, New Jersey, Pennsylvania, and Florida
- (856) 619-7307
- trock@gardenstateloans.com
Human Resources Manager
Joshulyn Kitchens
Joshulyn Kitchens is Garden State Home Loans’ Human Resources Manager. With seven years of combined experience in Accounting/Payroll and Human Resources, Joshulyn ensures that all internal policies and programs are properly developed and executed. Joshulyn also manages Garden State’s payroll and daily accounting-related duties.
- 6095345094
- jkitchens@gardenstateloans.com
Compliance Manager
Sharon Hudnall
Sharon Hudnall serves as Garden State Home Loan’s Compliance Manager. A 25-year veteran of her field, Sharon is CRCM certified and is responsible for providing compliance support for the company’s originations in accordance with federal and state laws. Sharon also ensures that all employees complete proper internal training.
- 8563195216
- shudnall@gardenstateloans.com