home buyer Archives | Page 2 of 2 | Garden State Home Loans | NJ

The Closing Agent

A closing agent is an impartial third party that deals with the final details of a mortgage transaction. As such,... read more →

What is PMI?

What is PMI? Private Mortgage Insurance (PMI) is an insurance policy that protects lenders against loss if borrowers stop paying... read more →

Mortgage Overlays

Mortgage overlays are company specific rules that a lender must follow. These are on top of the published guidelines for... read more →
VA loans benefits

Benefits of a VA Loan

The Veteran's Administration loans, or VA loans, are a home-mortgage option available to veterans, current or former members of the... read more →
Skip to content